Home Business Plan

Home Business Plan-26
Your homeowner's insurance probably won't cover you for accidents, liability or damages related to your childcare business.

Your homeowner's insurance probably won't cover you for accidents, liability or damages related to your childcare business.So you'll need to get additional coverage to protect yourself and to comply with any state rules for home-based daycare businesses.

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Services are provided on a set schedule—often 6 am to 6 pm with meals, activities, and other structured activities throughout the day.

Babysitting is supervising a small number of children, often on demand rather than a set schedule, and doesn’t include set activities.

At very least you need to determine what your costs will be so you know how much to charge.

But you should also work out the logistics of how you'll run the business.

You will likely have to make home modifications, submit to a background test as well as a Child Abuse Index check and take 15 hours of preventative health and safety training.

You’re required to keep detailed records for each child, have your home randomly inspected for compliance, have a fire safety inspection, and have somebody with CPR certification on site at all times children are present.Be sure parents know whether they must send food for their children or you will provide it, how much they must pay, when they must pay, and that they are aware of any other rules you have.Be sure you have appropriate insurance to cover your daycare business.It might already have an unused facility large enough for such a business.Many can’t afford to pay staff so a revenue-sharing plan with you could be the perfect solution for both parties.In California, for example, it’s the California Department of Social Services.Here’s how it works in that state if you want to provide licensed home-based childcare. To be eligible, you must live in the home where you will provide the care.You need to make it clear to your clients what time they can or must drop off their children and what the latest time is for pickup.If you don't have set rules, you may have parents dropping children too early, or not picking them up until after 7 or 8 at night.In Florida, rooms occupied by children must maintain room temperatures of 62-82 degrees, have 20 square feet of indoor space for each child, and 45 square feet of outdoor fenced-in play space for each child.In addition, a designated area for napping, and each individual must complete a 40-hour childcare training session.


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